Financial wellness is a trendy topic these days, but for good reason! And I don’t normally suggest following trends, but this is a good one to jump on board with for many reasons.
First off, I DO NOT sell any financial products of any type. No mutual funds, insurance or anything of the sort. I provide education and knowledge to your employees with no strings attached. My goal is provide solid information that will set your employees up for success in the future.
Now that I’ve cleared that up, I am a proud advisor for Ramsey Solutions’ SmartDollar program. SmartDollar is the only self-paced holistic financial wellness program that leads to demonstrated behavior change. It is more than just education, SmartDollar is an online personal finance coach that walks with employees from the day we meet them all the way through their retirement.
While many financial consultants and programs deal with education, literacy and even tools, only SmartDollar provides the necessary coaching and behavior changes people need.
Why help with personal finances? Here’s a few things to consider:
- Increase employee retention (click here to calculate how much it costs to replace an employee)
- Build a common language within your company culture
- Provide your employees with tools to succeed in life
- Keep salary expectations in check
- Education and literacy for realistic money management
When your employees are dealing with financial problems, they don’t leave them at home! Studies show that people will spend at least 3 hours a week on personal issues at work. And roughly 88% of Americans are dealing with some form of financial distress. These are very real problems and you can help solve them!
My expertise, along with SmartDollar, can provide a solid plan to help your workforce. Some things you will get are:
- 1-on-1 consulting for your employees
- Simple to follow, step by step plan
- Educational, inspiring and motivational content
- Strong emphasis on budgeting to create behavior change
- Personalization within the content
- 24/7 mobile-ready access to all content
- NO up-sells or solicitations
- Ongoing training and support
- Email and phone support
- Comprehensive reporting tools to see your return and company progress
- High quality promotional materials
- Outstanding customer service when you need it
- And much more!
If you are looking for more generic business consulting, go here.
My Personal Survey Results for You!
If financial wellness is something you haven’t considered, take a look at the survey results from a company I have been working with. I trust you will find it useful in your research for a better company.
Personal Experience in Your Corner
People connect with stories of real people. So, when I can give my testimony in front of your organization, it will hold weight and get people involved in the program. Not only have I personally led 14 Financial Peace groups over the last 8 years, my family and I also worked this very plan to dig out of $34,000 in 14 months. It then gave us the ability and prompt to build our home completely debt free! You can read more here or see the videos below.
I’m incredibly thankful that God has allowed me to contribute to some of the top online publications in the world. You can find some of my work on sites like Addicted2Success, ThriveGlobal, Michael Hyatt, 48Days, Problogger and Lifehack. (more here) I have been interviewed on several podcasts including Stewardship’s Life, Money, Hope and given the privilege to work with companies like Stetson, Resistol, Mountain Dew, Pier 1 Imports, TCU Neeley School of Business and others. If you’d like to see my full digital footprint and resources, you can do so through Google search here.
I also self-published a book called The Connection Brand where I talk about the power of a brand that knows how to truly connect with people. You can find the book and reviews on Amazon.
As for financial, not only do I have the real life experience, I’ve been able to coordinate 14 Financial Peace University classes over the years and am currently the Momentum Movement leader at my church. The next step is to become a certified financial coach through Dave Ramsey’s program.
Hopefully this sheds some light on my commitment to learning and growing personally and professionally. My goal is to be a lifelong learner and I hope to inspire others on your team to do the same.
What this means for your employees
I know where they come from. And while it may seem counter productive to help them in their personal lives, the statistics say otherwise.
According to the Association for Talent Development (ATD), companies that offer comprehensive training programs have 218% higher income per employee than companies without formalized training. But it doesn’t stop there. These companies also enjoy a 24% higher profit margin than those who spend less on training. It would seem that continuing to invest in training and development, even when there are economic downturns, is the smart play. (Paragraph copied from this source)
A recent Gallup Poll shows that roughly 85% of the world’s workers are not engaged. It’s my position that personal issues are likely a major cause of that as well as lack of training at work. Money fights and money problems are the #2 cause of divorce in this nation (Ramsey Solutions). And when a person is dealing with issues at home, they are not performing well at work either.
It’s also important to note that stress is a major contributing factor to under-productivity. If a person is stressed to the max, they are not operating to their fullest potential. And much of the stress problems come from things outside of work such as relationships, money and frustration in not achieving the lifestyle they really want.
By showing that you care for these problems in your employees, you will create a culture of people that appreciate where they work, have a more solid plan for life and are happier overall, leading to more productivity and better health. It all goes together.
The Entrepreneur Mindset: Building a better company culture
Appearance on a local radio show
Still not convinced financial wellness is beneficial for you? We should talk.
Feel free to contact me using the form below. I will provide you with a free consultation to discuss if this program will work for you and provide options for your investment. As I always teach, invest in your people and they will invest in you!